The process of buying and moving into a new home is by no means inexpensive, and for many people it can take years of scrimping and saving to be able to take the property plunge. The words 'save money' can often fill people with dread, but here are some ways to make it slightly more fun.
- Get a saving 'buddy' or 'club' with friends and agree you'll help each other by not tempting each other into unnecessary spending. You can even compete as to how little you can spend when entertaining the others - you'd be amazed when you put your mind to it what can be achieved.
- Don't 'go shopping' as an activity - only shop if you need to buy something and ideally do this online so as to focus the mind. If you do go shopping stop just before you get to the till and take a good look at your basket - could you put everything back and would your life be materially different or would it actually be more clutter free and leaving your wallet fuller not to mention having made less impact on the environment.
- Cut out the gym and travel costs in one fell swoop and cycle or run to work.
- There are literally hundreds of galleries and parks that are free to visit - get onto the web - do some research and plan some fun filled (and free) weekends.
- Instead of expensive holidays, go camping! Huddling under your sleeping bags and roasting marshmallows over a fire can actually be loads of fun, and if you have any friends or family with some land you can use for this, it's practically free!
- Cook at home. This is not only loads cheaper than eating at a restaurant, but it can be lots of fun to try out new recipes and let your partner/family muck in with cooking time. Bonus points if you also take your lunch to work rather than buy it out.
- If you have the space and time, try growing your own veg. This is incredibly rewarding and can cut your food costs considerably.
So there you have it - a few nifty tips and tricks to cut back on your spending and speed up the time it takes to get into your new home! Some may seem like relatively small changes, but remember, every penny makes a pound.