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How to help your children buy their first house

By Tepilo on

Soaring property prices and stricter mortgage lending laws have made the process of buying a house an uphill struggle for many; and even more so for the first-time home buyer. Many young professionals and married couples (often with children of their own) are scratching their heads as to how they can convince mortgage lenders to give them a loan, especially when they still have to establish themselves in careers that provide high enough incomes to meet lending requirements. Is it any surprise th...

Interesting trends in landscape gardening

By Tepilo on

Whether you're a real estate investor looking to harness the power of landscape gardening in order to boost the value of your property, or you're just passionate about making things grow; here're some landscape gardening trends you'll be seeing a lot more of this year, some of which may end up revolutionising garden design as we know it. Wildlife gardening This gardening style seeks to cultivate an environment that will attract various forms of garden-dwelling species. According to Andy McIndo...

Are you considering buying a semi-detached house?

By Tepilo on

You’re spoilt for choice when it comes to the types of property available to buy in the UK, from bedsits to semi-detached houses and stately Victorian homes. Your decision depends on your budget, your taste and your family’s needs. If you have a modest budget and a modest family, semi-detached houses provide a good balance between privacy and affordability. What should you look out for if a semi has caught your eye? We provide a brief overview of this distinctive style, as well as a rundown of w...

Top tips for finding pet-friendly rentals

By Tepilo on

Pet owners have been known to equate finding a pet-friendly rental to finding the Holy Grail, particularly in London. It’s one of life’s great quandaries considering that almost 50% of people in the UK own a pet. You can understand it from the landlord’s point of view – in terms of desirability a tenant with a pet is second only to a smoker. Pets can damage fixtures and leave musky smells that will be resistant to industrial-strength cleaners. But consider that a well-trained pet is also part ...

A family-shared mortgage – is it wise?

By Tepilo on

Almost 1.6m households spend more than half of their disposable income on their rent or mortgages, according to figures published by the Resolution Foundation. The fact of the matter is that many young people are also unable to save for a deposit with most of their disposable income going towards rent. Fortunately, there are a few mortgage schemes that help first-time buyers get their foot on the property ladder. For example, a family-shared mortgage allows a first-time buyer to get a joint mort...

Should you rent out a room in your home?

By Tepilo on

There may be a housing shortage in the UK, but that doesn't necessarily mean a shortage of accommodation. A three bedroom home where only two of the bedrooms are being used may not be available on the property market, but for those who simply require four walls and a bed, that spare room provides all the housing they need. These days, home owners with a room to spare stand to benefit from a new kind of investment opportunity: the Rent-a-Room scheme. Benefits of Rent-a-Room For lodgers, renti...

8 clever ways to make your house lighter and brighter in winter

By Tepilo on

With winter preparing to make a comeback, our emotions might start to take a dip. Winter blues are a reality in the UK, but there are some clever ways that you can make your home a brighter place and feel the promise of summer year-round – so that you don’t feel compelled to sell your house and move to the south of Spain. Here are our top tips: Be clever with lighting: LED lights are extremely cost-effective even if you keep them on for hours. By hiding LED lights behind a recess, you can cr...

The rise of the eco-home

By Tepilo on

The UK property market is plagued by high prices and a shortage of houses, but one type of home is becoming increasingly popular – eco-friendly homes. You may be wondering how that can be; surely with the current state of the property market, home buyers should be more pragmatic in their purchases, rather than worrying about solar powered water heating and high insulation windows? However, while an eco-home may sound like a fancy, unaffordable luxury, it's as pragmatic as you can get. So if all...

First-time buyers are climbing the UK property market after all

By Tepilo on

Though discussions regarding the UK property market seem to revolve around high prices and housing shortages, statistics on first-time home buyers suggest it's not all bad news. In fact, Tess Little reports that the number of first-time home buyers in the UK is at its highest level since the start of the financial crisis. This suggests that government policies geared towards providing more affordable first-time buyer mortgages are achieving their goal, and boosting the property market in the pro...

Online vs Traditional Estate Agents

By Tepilo on

Online vs Traditional Estate Agents - Is the Internet the new buyers shop window? Online estate agents operate purely online; they tend not to have High Street offices, so they save on the overhead expenses that drive up traditional estate agents’ fees. This is one of the reasons why they are able to offer their services at incredibly cheap rates. They also offer customisable service packages, so you can decide exactly what services you want (like property valuations) and what you think you ca...

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